Thanks to my income tax refund, my total debt (including my mortgage) is now under $100,000. It's $98,525.51 to be precise. Of that, $21, 374.22 is credit card/personal loan debt and $28,833.14 is my HELOCC. My mortgage has $48,268.15 to go and will be fully paid off on my 65th birthday--a mere five years and one month away.
The numbers are not as important as the fact that the indebtedness is finally going down at a faster rate than my usual sluggish pace.