Monday, February 1, 2010

The Post Christmas, Post Paris Reality Round Up

So I did my end-of-the-month financial check up.

Not a good idea for my peace of mind!

My total indebtedness is UP (say what?) $784.81. That's the result of a couple of Christmas bills coming in late. I will wipe it out with my income tax refund, and then get the debts started back in a downward direction.

All of my debts, including my mortgage, add up to a nauseating $100,319.86. Credit cards alone account for $24,125.06 of it. And, of course, the new-to-me van. But I have to say, it does feel good not to freak out every time my vehicle makes a strange noise.

Overall, January was a wonderful month. But financially? Not so much!


MasterPo said...

MasterPo received his holiday season CC bill last week. It was the LOWEST holiday season CC bill ever. Just didn't spend much. Plan on keeping it that way for awhile.

Grace. said...

While Grace finds it odd that Master Po always refers to himself in the third person, she does appreciate his input. It may appear she is not paying attention, but rest assured, she is.

Congrats on the lower Christmas expenses. Mine were down $400 in 2009 compared to 2008. But it was still money I didn't quite have.

Bouncing Back said...

I second you on the car. The last year I had the Saturn, everytime it made a strange noise, I had a mini freak out. I may have a car note, but I have peace of mind

Anonymous said...

Let's hope for a prosperous, or at least not a draining, February!

It's a short month-- I'm seeing how little I can use my credit card.

Anonymous said...

My friend and I were recently discussing about how we as a society are so hooked onto electronics. Reading this post makes me think back to that discussion we had, and just how inseparable from electronics we have all become.

I don't mean this in a bad way, of course! Societal concerns aside... I just hope that as memory becomes less expensive, the possibility of transferring our memories onto a digital medium becomes a true reality. It's one of the things I really wish I could experience in my lifetime.

(Posted on Nintendo DS running [url=]R4[/url] DS rrPost)

MasterPo said...

Costs are just phenominal here on LI! There just isn't much $$$ for extras anymore.

MasterPo can't be the only person in this position.

The economy overall is going to suffer BIG for it. And that's before the taxes for Obamacare, cap&trade, VAT etc etc.

Death by a thousand costs...

Anonymous said...

Your gredit card debt is an absolute disgrace. Please post the amounts and interest rates on the cards. If the interest rates are high, you need to focus on clearing that debt, even ahead of retirement. Minimum payments on this mess will leave you with most of the debt outstanding when you retire.

Living Almost Large said...

I have been spending like crazy as well.