2010--The Final Wrap-Up

The last quarter of 2010 made the rest of the year finally look good. My net worth is up $10,921. This is primarily due to my 401(k) which is still stock-heavy, increasing over $20,000 in three months. It is certainly not due to the real estate market in the Pacific NorthWest--both my home and my rental have decreased in value for the fourth straight quarter. But my rental is paid for, and my residence will be in three and half years.

So, my current net worth is $565,851.

I do love the sound of that--Hey there! Grace is worth over half a million!

Of course, Grace still has much too much debt and not enough in her retirement funds.

I managed to stick to my Christmas budget so I also managed some minor debt reduction during December.

Hmm, minor, indeed! A whole $317! But at least it was moving in the correct, downward direction.

As for 2011--I've made the usual resolutions, and I'm hoping for better than usual results.

I want to reduce my debt by at least $10,000;

I want to increase my savings, both for retirement and my emergency fund.

Speaking of which, I'd like 2011 to be the year I actually keep a baby emergency fund. Right now, it's there, but contains only $700.

Here's Grace, raising her cup to all of you, and wishing everyone a truly great and enriching (in every sense of the word) new year.