Sydney Lagier has written a thought-provoking article over at US News & World Report on 10 Retirement Let-downs. (You may know the author better as "Retired Syd" who blogs at Retirement: A Fulltime Job.)
I freely admit that several of the items on her list are my main non-financial worries about my own retirement--never mind that retirement for me is 8 years off.
I recognize my personal capacity to become a hermit. And I also realize that I have a restless nature that is not likely to be happy about that. I do believe that maintaining relationships is important but I also know that death and job loss contribute to the loss of relationships as we become older. Where are the articles on how to make new friends when one is past age 60?
Not all of the concerns Syd listed are ones I share. Take it from me, Grace will NOT be moving to the country when she retires. I love my urban environment, access to good public transportation and the plain excitement of city living. Right now I live ten minutes from the downtown core--but one of the things I'm going to seriously consider when I retire, is moving to the center of my city.
Nor do I have a Mr. Grace to consider. Sounds like Syd thinks that's all to the good.
At any rate, as her article shows, there are a lot more than just financial considerations to be given to thoughts of one's retirement.