GRACEful Retirement

Getting a late start on retirement saving and debt reduction in middle age with a middle class income.

Friday, August 16, 2013

Life Goes On. But this Blog Doesn't.

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I realized the other day that I haven't written a post for this blog in months. More importantly, while I still read the blogs in my b...
23 comments:
Monday, March 11, 2013

Playing Catch-Up

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I have been neglecting my blog lately. In fact, I've been neglecting everyone's blogs, so now I'm playing catch up on the lives...
13 comments:
Friday, February 8, 2013

Mything Information

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So who's a gal (or guy?) to believe? All I want is some expert advice in managing my retirement funds in the way best to insure maximu...
8 comments:
Friday, February 1, 2013

Nearing Retirement With Lots of Debt

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The current issue of Money magazine spotlights several families that are nearing retirement. This couple 's situation hits home for me....
14 comments:
Tuesday, January 29, 2013

Assessing the Damage

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So much for my New Year's Resolution to blog more often. And so much for all those resolutions concerning debt in 2012. I ended the ...
7 comments:
Thursday, January 3, 2013

Starting Over

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A new year is always a time of starting over. For myself, never more so than 2013. Not only am I starting over as a parent (of a boy, yet...
19 comments:
Monday, November 19, 2012

Congratulations! It's a Boy!

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Well, changes keep happening--emotionally, financially, and within my family. Somewhere in the middle of it, I became the parent of a boun...
21 comments:
Wednesday, October 31, 2012

Halloween Finances--A Definitely Scary Story

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I am back on track reducing my total indebtedness after a slight slip-up last month wherein I actually increased my debts by $5.97. But eve...
1 comment:
Thursday, October 18, 2012

A-Spamming-We-Will-Go

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Ah, the cushy life of a blogger, even a non-monetized blogger like Grace. We write our gems and put them out into the blogosphere where we ...
10 comments:
Thursday, October 4, 2012

Pizza, Beer & The Queen of Versailles

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Some things have definitely improved over time, one of which is the movie-going experience. While I have no memories of the screen palaces ...
8 comments:
Tuesday, October 2, 2012

September Wrap-Up

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My quarterly Net Worth statement is way up--$23,708 up to be exact. Everything contributed. My 401(k) is up by $19,000. My home value is ...
1 comment:
Saturday, September 22, 2012

Too Late for Early Retirement

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First of all, let me admit that I'm envious of Syd at Retirement: A Fulltime Job . That's not just because she sends a lot of read...
8 comments:
Sunday, September 16, 2012

I'm Going to Live How Long?

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Whenever I (or anyone, for that matter) estimate how much money will be needed in retirement, the bigger question is "How many years w...
3 comments:
Monday, September 10, 2012

When Buying Quality Doesn't Make Sense

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It rained this morning. In fact, it poured. In doing so, it rinsed away the 90 degree temperatures of the past week, and felt more like th...
11 comments:
Tuesday, September 4, 2012

August? Who Needs August, Anyway!

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Hmm--the summer kinda got away from me. That's what having six grandkids, ranging from 2 to 15 will do, especially when back in May, I ...
15 comments:
Tuesday, July 31, 2012

Two Summer Months Down, One to go

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OK, Grace is on a roll, here! In June, I put a net amount of $704.39 against my debt (net because the previous month I'd actually incr...
12 comments:
Sunday, July 29, 2012

Geezer Tech

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I read an interesting article on U.S. News' "Planning To Retire" blog regarding how seniors use technology. The most entert...
6 comments:
Wednesday, July 25, 2012

When Your Retirement Plan Depends on Your Parents Dying

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One of my colleagues (she's an attorney married to a chef) admitted to me that her retirement plan consists solely of expected inheritan...
23 comments:
Tuesday, July 17, 2012

Life As a Cheapskate

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I picked up Jeff Yeager's "The Cheapskate Next Door " at a library book sale a couple of months ago. I finally got around to ...
16 comments:
Sunday, July 8, 2012

The Rich: Disinterested in the Rest of Us or Just Plain Mean

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I haven't lived in New York City since 1977, but it's a measure of that city's impact on me that I still (and continuously) have...
23 comments:
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About Me

Grace.
I'm 63, a single mom, getting a late start on my retirement. Travel along as I reduce debt, increase savings and get myself situated for retirement one of these days.
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