Although I sometimes take issue with her answers, there's no doubting that Morrison at "All Doors Considered" often asks the right questions. In this post, she talks about juggling bank accounts and making mistakes. What she wants to know is if the mistakes are related to age or to financial stress.
First of all, let me raise my hand when it comes to making mistakes when using more than one bank account.
Two months ago, in order to score a free $125, I opened a Chase Bank checking account. To make sure that there are no monthly fees, I had to have a direct deposit of at least $500 per month. That didn't appear to be a problem because I have my primary mortgage with Chase, so my plan was to deposit enough money in the account once per month to cover the mortgage payment. Unfortunately, my employer insists that the same amount come out of each of my two paychecks to go into whatever bank accounts I direct. This is the trade-off for being allowed to direct deposits into two different accounts.
Bottom line? I now have to decide which bills come out of which account. It's not rocket science, but for some reason, my age-addled brain has been having problems figuring this out.
So it's my age, right?
Or could it be stress, because the REAL bottom line is that there isn't quite enough in either account to fully cover all of my bills plus my WAM (Walking Around Money, which includes my food budget and gas for the car).
Still, if I had to bet, I'd bet it's mostly about my age, and not my stress level.
I so often find myself groping for a name or a word, even though I have always prided myself on my memory. I know this is a function of being 62, but that doesn't mean I'm happy about it.
I dislike crossword puzzles, but I make myself do the New York Times Crossword daily because someone told me it was a way to prevent memory loss. Yet more and more, I find that I cannot complete the puzzle in one setting. I have to put it aside and come back to it at least an hour later, at which point I can somehow put together the words that failed me the first time.
If it weren't that the alternatives are worse, I'd really hate getting older!