I want to welcome Louise from My Journey to Eliminate Debt back to my blogroll. As she sets out in her most recent post, a lot has happened since she ended her blog eleven months ago and none of it has been helpful in her quest to eliminate debt.
Quite the opposite--illness, job loss, and kids in college have all conspired to increase her debt.
Welcome to real life.
It's very easy to plan for debt reduction when all it takes is reining in one's impulse to buy the new car, big screen TV, eat out every night, etc.
But it's a whole 'nother deal when life intervenes in ways one can't predict.
Take Louise--who on earth worries about whooping cough these days? Who even knows anyone who ever got it? Well, take Louise!
I can blame lack of excerise and unhealthy eating habits as well as lousy genetics for my heart surgery a year and a half ago. But who does one blame for whooping cough?
Actually, my heart surgery barely impacted my finances. But ask me about the rental that needs a new roof.
And what about the fact that two of my daughters, ages 28 and 20, have FINALLY decided that they should rethink their decisions to forego college? And that my granddaughter, notwithstanding the birth of her first child two weeks ago, is enrolling back in her college?
Jimmy Carter had it right when he said "Life isn't fair," but I still think it ought to be.
There ought to be some justice for folks like myself and Louise who really have been trying hard and living frugally to get our debt under control.