Dave Ramsey famously tells us to "give every dollar a name" when we budget.
I tried that this month.
My problem is that other names kept intruding into my budget.
Which makes me want to use a lot of names that one shouldn't in a family-oriented blog!
I went the extra mile to delineate every expense I could think of--the "every six weeks" haircut, a grandchild's birthday, stamps, etc.
I even hauled out my envelopes to carefully keep all the expenses separate.
Good plan, except there was no envelope when my 16 year old grandson called to say he failed his driver's license exam and needed $20 to take it again. I failed to name the dollars needed to buy a baby shower gift for a colleague at work--heck, I didn't even know she was pregnant. And why is it that water bills are handed out quarterly, not monthly, so that I'm always surprised when the bill comes? Neither a name nor an envelope for that, either.
So, of course, I purloined the named dollars from the food budget and the gas budget, all of which explains why I'm pretty much out of names but the month still has another 9 days till payday.
Expect some major whining to ensue!