I love it when money comes even sooner than I expect.
According to the Where's My Refund link at the IRS website, my refund would arrive by March 3rd. Sooner is better--and it came much sooner. The refund landed in my bank account yesterday, a week and a half early and only two and a half weeks after I filed.
So-o-o, I used the money for the things I'd already planned and then used what was left over to pay off my smallest debt.
Amazing how good it feels to see a credit card zeroed out--never mind that the balance was just under a thousand dollars, and it wasn't even my highest-interest card. That's $50 a month I can put to much better use.
I am definitely getting a rush from the payoff. It's psychological, not intellectual. But it's a darn good feeling, just the same.
Onward to the other five debts (not to mention my HELOCC and my mortgage).