I wasn't looking forward to calculating my quarterly net worth, but now that I have, I find that it's up $7497 and is a comfortable $591,595.
Of course, a considerable amount is equity tied up in my home and my rental. The rental dropped over $10,000 in value, and my 401(K), likewise, is down $10,000 from last quarter. But my residence has not only held its value but actually (according to Zillow) increased in value by another $34,000.
This makes me feel a lot better than when I look just at my monthly financial statements. My consumer debt is decreasing at a snail's pace. For the month of March, my total debt reduction is a mere $672.86 and my debt snowball is still frozen solidly in place.
Unfortunately, April is not looking more upbeat.
My intentions are good but life keeps intervening. Two major events are about to occur (about which, more, later) which will bring even more financial pressure.
Right now, my plan is to NOT acquire more debt, and to keep up at least the minimum reduction in debt while meeting life's demands out of my monthly pay.
Overall, this is a cash flow issue more than anything else. My finances should get better (in that there will be fewer demands on my paycheck), during the second half of the year. But it's the "meantime" that is a bummer.