A friend pointed me toward J.D's blog, Get Rich Slowly (see Personal Finance Blogs I read at right).
In April, J.D. dealt with the same "pay debt or contribute to retirement" issue on which I last posted (read his comments at http://www.getrichslowly.org/blog/2007/04/09/real-life-choices-retirement-savings-vs-debt-reduction/), and got a slew of responses. Interestingly, he came to the same conclusion I did, even though his circumstances are different from mine. He's young, married, and thinking about a family, though he has no children yet. I'm not young, never married and the last of my five children is on her way out the door, give or take a couple of years.