tag:blogger.com,1999:blog-5601819916630680133.post8212640306533779929..comments2024-01-23T23:07:00.959-08:00Comments on GRACEful Retirement: The REAL Way to Stick It To Bank Of AmericaGrace.http://www.blogger.com/profile/03557395027685855901noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-5601819916630680133.post-18053173592271138942013-06-03T20:46:43.715-07:002013-06-03T20:46:43.715-07:00Wow, this article is fastidious, my sister is anal...Wow, this article is fastidious, my sister is analyzing suсh thingѕ,<br />therefοre I am going to tеll hеr.<br /><br />Fеel freе tо νisit my wеb sitе :: <a href="http://www.touslestravaux.fr" rel="nofollow">devis peinture</a>Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-71792811895660350132011-11-01T10:43:26.470-07:002011-11-01T10:43:26.470-07:00Grace,
B of A just nixed the $5 fee:
http://www.g...Grace,<br />B of A just nixed the $5 fee:<br /><br />http://www.google.com/hostednews/ap/article/ALeqM5gku8Ef1gvUwP2Yms6Q87Z3lqTlfA?docId=539dfafde196437794ecb5832fc7c8f9<br /><br />Now, what can we you about the rising costs of health care?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-56687748459787612492011-10-23T08:52:15.492-07:002011-10-23T08:52:15.492-07:00I am over B of A. We're closing our account a...I am over B of A. We're closing our account and moving it to USAA who we have an account with already. Getting out of their grasp will be our insurance that we aren't charged these ridiculous fees. I think it will lead to a huge exodus for them.Jerryhttps://www.blogger.com/profile/02297947643006068426noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-71558928812664792672011-10-15T19:50:01.646-07:002011-10-15T19:50:01.646-07:00Sandy--that's the plan!Sandy--that's the plan!Grace.https://www.blogger.com/profile/03557395027685855901noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-15207837396693709692011-10-14T20:01:34.779-07:002011-10-14T20:01:34.779-07:00Servicing your account will probably actually cost...Servicing your account will probably actually cost them more. So, if you want to stick it to them, get your direct deposit into that account for only what you need to pay the bills or as pocket money and don't use any more of their services.Sandy - yesiamcheaphttp://yesiamcheap.comnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-63787491314225254302011-10-11T04:53:28.801-07:002011-10-11T04:53:28.801-07:00Thanks so much for stopping by TNS and commenting....Thanks so much for stopping by TNS and commenting. <br />I'm with Bob. If my bank tries that, I will go with credit card that offers cash rewards. You get to borrow money for a month, intrest free and get paid for doing it. <br />BOA may not want the small customer but surely they need the several hundred thousands that exhist. That does add up.<br />We just have to keep rolling with the flow.Arkansas Pattihttps://www.blogger.com/profile/14156004753267665579noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-90423796885798514592011-10-10T17:17:51.059-07:002011-10-10T17:17:51.059-07:00I don't understand why you are complaining? T...I don't understand why you are complaining? The banking changes are due to the Dodd/Frank bill Congress passed as part of the hope and change Obama promised all of us. So that banks will never fail us again.<br /><br />And you are actually upset over a measley $5 charge? We're talking about $60 a year. One latte or McDonalds meal per month.<br /><br />You can't stick it to BOA. They will stick it to you. Now and forever. I also can't believe that you don't have $5,000 cash in an account.<br /><br />Aren't the debit cards the same ones that can be used as a credit card? Do they have a Visa or Mastercard insignia on them? If so, use the debit card as credit and you will pay no fee. My bank changes $1 per debit card use but if I select credit, there is no fee.<br /><br />End of story. <br /><br />Oh, and at the end of next month, my bank is discontinuing those ridiculous rewards program. Of which, I never used at all anyway.<br /><br />We wanted banks to change. And now they have. We didn't expect change to be free, did we?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-77735252080176292612011-10-09T21:18:18.552-07:002011-10-09T21:18:18.552-07:00Fact is a lot (if not most) of the big commercial ...Fact is a lot (if not most) of the big commercial banks don't want the little customer/personal account no matter what they advertise. They want large depositors and commerical accounts. But they have to take small/personal accounts by Federal regulation.<br /><br />MasterPo has had several unhappy dealings with large commercial banks. If it wasn't for the plethora of ATM's MasterPo would have been gone a long time ago.MasterPohttps://www.blogger.com/profile/07247333453805284751noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-43332490121923496622011-10-09T20:18:04.927-07:002011-10-09T20:18:04.927-07:00Grace, unlike some others I use ONLY a debit card,...Grace, unlike some others I use ONLY a debit card, however, I only use it as a visa with signature,never with a pin..done it all the way around the world more than a few times. so Iw ould not get rid of the debit card, I would however use it always as "check card" with te visa.<br /><br />In my case I did leave BOA immediately after their website was down for a full 24 hours. being the wife of a veteran I now bank at usaa.Barbhttps://www.blogger.com/profile/15195838412173806659noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-44200082768341149722011-10-09T17:34:05.155-07:002011-10-09T17:34:05.155-07:00MJP--the one reason to stay with B of A now is to ...MJP--the one reason to stay with B of A now is to ANNOY them and possibly COST THEM money! They will charge the $5 a month only if I use the debit card somewhere other than an ATM--so I don't plan to do that.Grace.https://www.blogger.com/profile/03557395027685855901noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-57907603235293816382011-10-09T14:32:29.250-07:002011-10-09T14:32:29.250-07:00I agree with Bob. Don't use the debit card. I ...I agree with Bob. Don't use the debit card. I never use mine at stores. I don't want anyone to be able to take money out of my bank account except me:))Roberta Warshawhttps://www.blogger.com/profile/09869094383053871169noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-10636772696124024372011-10-09T13:13:34.705-07:002011-10-09T13:13:34.705-07:00Grace - You have identified several reasons not to...Grace - You have identified several reasons not to do business with BOA and not one reason to keep an account there. I too was a long time BOA customer, with IRA accounts and two mortgages. I dumped them over a year ago. You should too. I now bank with a community bank that pays 3% on checking deposits up to $25k. The account is free and all ATM charges are reimbursed. Look for a "rewards checking" account in your area or online and get rid of the bank that doesn't want you.MJPhttp://gotoretirement.comnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-86886145428916072302011-10-09T13:13:25.908-07:002011-10-09T13:13:25.908-07:00Do ask your credit union about direct deposit, onl...Do ask your credit union about direct deposit, online banking, and free online bill pay. Mine offers both plus every other service I would use from a bank for no fees and great service.Juhlihttps://www.blogger.com/profile/14440147890620303894noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-85525580237177698642011-10-09T10:02:13.940-07:002011-10-09T10:02:13.940-07:00I'm in agreement with Bob. We have one credit...I'm in agreement with Bob. We have one credit card that we use for everything. It is paid off in full every month and pays cash back quite generously. The key, I think, it to shop carefully and get the best possible deal BEFORE putting anything on the card, then enjoy the further discount that cash back provides! We don't have a debit card and I can't see a reason to get one. Dave Ramsey has rightly been very critical of BOA--why would anyone want to give them $60 per year in order to access their OWN money???Consuelohttps://www.blogger.com/profile/11472743596120361365noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-39104685541367532002011-10-09T06:01:38.107-07:002011-10-09T06:01:38.107-07:00Yes! Check out some credit unions they most likely...Yes! Check out some credit unions they most likely have all the same services but NO fees. I've been a CU member for 30 years and pay no fees. LOVE my credit union.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-86674566909553459052011-10-08T23:26:07.556-07:002011-10-08T23:26:07.556-07:00My mom has one account left at boa everything else...My mom has one account left at boa everything else has been moved to the credit union. The only one left is my dads pension that she recieves and they are giving us the run around on moving that so the Credit union will be doing it on tuesday.<br /><br />I have to say I don't miss boa at all<br /><br />judyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-9549367770347241762011-10-08T23:22:58.865-07:002011-10-08T23:22:58.865-07:00You are, of course, right, Bob. I could always ju...You are, of course, right, Bob. I could always just use cash. But I'm going to pass on the credit card idea--right now my cards are in the ice tray of my freezer. They are going to stay there until I gain a lot more self-control!Grace.https://www.blogger.com/profile/03557395027685855901noreply@blogger.comtag:blogger.com,1999:blog-5601819916630680133.post-30421773998741259882011-10-08T23:15:00.533-07:002011-10-08T23:15:00.533-07:00Or, just don't use the debit card!
If you use...Or, just don't use the debit card!<br /><br />If you use a credit card that charges no annual fee, gives you a cash rebate, and you pay it off in full each month, then you have no need for the debit card, and you make some extra cash each year.<br /><br />Keep the debit card to access the ATM machine (no charge for that...yet) and you beat the system for a little while longer.Bob Lowryhttps://www.blogger.com/profile/16843991725692979189noreply@blogger.com